Salaam K-S,
the mafia bankers run the American government, this is absolutely without any doubt, they have through the power to print fiat paper debt certificates we perceive as money, enslaved humanity within a prison planet, this debt system is dying due to the nature of the fraud itself, the banksters control immigration to maintain division, inequity and nationalism all of which they use against the individual.
As they create the debt of any loan through the power of the debtors signature, and nothing else in reality, is it theft, it is only what we perceive as theft because we value the fraud of debt certificates as money, if you do indeed perceive debt as money you would within your own mind be committing theft, and so could not take the credit.
An alternative perspective could be the costs and losses incurred through the fraud of the banksters, from the installation of their systems of population control, this is then a justified and fair compensation of your personal loss, this of course would require you within your own mind to truly accept this as the case, you would then not be committing theft but recovering your losses.