Peace be upon you,
Zenje, great answer! ;D
There is no problem, that is the truth of it, but most of us, most likely all of us have not reached that level. Yes we may know it but our nafs(spirit/subconcious) continues to push us towards the habits we have programmed into it, so we fall into fear, grief, worrying, etc all of which undermine the PEACE that is the core of our being. "Islam" is the psychology of staying at PEACE (S-L-M), no matter what one is going through. But there is a METHOD to it and it involves reprogramming the Spirit/Subconcious.
My "most pressing issue" is that life event that takes me out of my peace the most. That event that takes up most of my thoughts , keeping me from using my thoughts and imagination to nourish truth "I am made in the image of a peace that nothing can disturb".
Currently that is a female relationship problem for me. But in recognizin that this is my most pressing issue in life, then THAT is what I should be focusing on in my "salaat". I should nourish thoughts of truth and images of success, while in my most receprive state (medi- state). We are farmerss and we have a "garden" that needs constant tending. That is the Nafs.
He who purifies it succeeds, he who currupts it fails.